The Student Khidmat Card 2026 is a financial support program providing educational stipends to children of registered BISP Kafalat beneficiaries under the Benazir Taleemi Wazaif initiative. The Student Khidmat Card 2026 gives eligible students up to Rs.16,000 per year as a combined quarterly cash transfer — paid directly to the mother’s BISP account — to help low-income families keep their children enrolled in school. This guide covers who qualifies for the Student Khidmat Card 2026, how the registration works, what the payment amounts are by class level, and answers to every common question students and parents ask about this program.
Student Khidmat Card 2026 — what it is and how it works
The Student Khidmat Card 2026 operates under the broader Benazir Taleemi Wazaif program run by the Benazir Income Support Programme (BISP) — Pakistan’s largest social safety net program. Here is a complete overview of the program:
| Detail | Information |
|---|---|
| Program Name | Student Khidmat Card / Benazir Taleemi Wazaif |
| Administering Body | Benazir Income Support Programme (BISP) |
| Target Beneficiaries | Children (5–17 years) of active BISP Kafalat mothers |
| Maximum Annual Amount | Up to Rs.16,000–18,000 per child (higher secondary) |
| Payment Frequency | Quarterly (4 times per year) |
| Attendance Requirement | 70% monthly school attendance mandatory |
| School Type Required | Government-registered school only |
| Payment Method | Directly to mother’s BISP account (HBL / Jazz Cash) |
| Registration Portal | bisp.gov.pk / Waseela-e-Taleem App |
The Student Khidmat Card 2026 concept refers to the digital access that enrolled BISP Taleemi Wazaif beneficiaries have to their educational stipend. While the card itself functions within the BISP Kafalat payment ecosystem, the education stipend amounts stacked onto the Kafalat quarterly payment are what students commonly refer to as the “Student Khidmat Card” payment. This program is designed to fight school dropout by making attendance financially rewarding for the poorest families. Students at university level from BISP-registered families can additionally explore the IUB Ehsaas scholarship 2026 for higher education support.
Student Khidmat Card 2026 — payment amounts by class level
The Student Khidmat Card 2026 payment varies based on the child’s class level. Higher class levels receive higher quarterly amounts — this is by design, to incentivize families to keep children in school through matric and intermediate, where dropout rates are traditionally highest. Here are the confirmed 2026 quarterly amounts:
| Class Level | Quarterly Stipend | Annual Total | Condition |
|---|---|---|---|
| Primary (Class 1–5) | Rs.2,000 per quarter | Rs.8,000/year | Min. 70% monthly attendance |
| Middle (Class 6–8) | Rs.2,500 per quarter | Rs.10,000/year | Min. 70% monthly attendance |
| Matric (Class 9–10) | Rs.3,500 per quarter | Rs.14,000/year | Min. 70% monthly attendance |
| Intermediate (Class 11–12) | Rs.4,500 per quarter | Rs.18,000/year | Min. 70% monthly attendance |
A family with a 9th class student receives Rs.3,500 per quarter — four times per year — totalling Rs.14,000 annually from the Student Khidmat Card 2026. If the same family also has a primary school child, they receive an additional Rs.2,000 per quarter per child. Payment amounts are cumulative per eligible enrolled child, not a flat family rate. The condition in all cases is that the child maintains at least 70% monthly school attendance, verified through the school’s EMIS (Education Management Information System). Students with a BISP-registered mother pursuing their education past matric should explore the IUB Khushi scholarship 2026 for continued university support.
Eligibility criteria for Student Khidmat Card 2026
The Student Khidmat Card 2026 eligibility is assessed at two levels — the family level and the child level. Both sets of conditions must be met simultaneously for the stipend to be paid. Here is the complete eligibility framework:
Family-level eligibility:
- Mother must be an active BISP Kafalat beneficiary — currently receiving quarterly Kafalat payments through the BISP 8171 program.
- Family must be registered in the National Socio-Economic Registry (NSER) with a poverty score that qualifies for BISP support.
- Family income must be below the BISP poverty threshold — families above the threshold are automatically removed from the beneficiary list during re-surveys.
Child-level eligibility:
- Child must be between 5 and 17 years of age.
- Child must be enrolled in a recognized government school — private school enrollment does not qualify.
- Child must have a valid NADRA B-Form — the B-form must be presented and verified at the BISP tehsil office at enrollment.
- School attendance must be at least 70% per month. Falling below this threshold in any given month withholds that quarter’s payment for that child.
Families not yet registered in BISP’s system but who meet the poverty criteria can register for the NSER household survey at their nearest BISP tehsil office. Once registered and assessed as eligible, they can then enroll their children in Taleemi Wazaif. The process typically takes 4–8 weeks from survey to first payment.
How to register for Student Khidmat Card 2026 — complete process
Most families already enrolled in BISP Kafalat are automatically considered for Taleemi Wazaif once their children are enrolled in government schools. For new registration or updates, here is the step-by-step process:
- Verify BISP Kafalat eligibility first. Check the mother’s BISP status by sending her CNIC to 8171 via SMS. If she is an active beneficiary, proceed. If not, complete the NSER household survey first.
- Enroll the child in a government school. Obtain the school’s official admission slip — this is needed for BISP enrollment verification.
- Download the Waseela-e-Taleem App from the Google Play Store (search “BISP Waseela-e-Taleem”). The app allows direct enrollment.
- Log in using the mother’s CNIC number. Create an account and add the child’s details — name (matching B-form), CNIC/B-form number, class, and school name.
- Upload required documents: Child’s B-form, school admission slip, and mother’s CNIC.
- Submit and await BISP verification. BISP cross-checks the child’s enrollment against the school’s EMIS database. This takes 2–4 weeks.
- First payment released after first quarter. Once registered and verified, the first quarterly payment is released after the first quarter’s 70% attendance is confirmed.
Alternatively, families can visit their nearest BISP tehsil office physically with the child’s original B-form, the school admission slip, and the mother’s CNIC for in-person registration assistance. BISP staff at tehsil offices help fill enrollment forms and submit them to the system. For questions about payment delays, the BISP toll-free helpline is 0800-26477.
How Student Khidmat Card 2026 payments are received
The Student Khidmat Card 2026 payments are not issued separately — they are stacked onto the mother’s existing BISP Kafalat payment through the same payment channel. Here is how the payment system works in practice:
- Combined payment: Each quarter, the mother receives her Kafalat amount plus the Taleemi Wazaif stipend for each eligible enrolled child — all in one payment.
- Payment channel: Same as Kafalat — either HBL Branchless Banking (Konnect) or Jazz Cash, depending on the mother’s registered payment method.
- Payment notification: SMS alert sent to the mother’s registered mobile number when payment is released.
- Collection: Nearest authorized BISP payment agent — local HBL or Jazz Cash merchant. Mother presents her CNIC for biometric verification to release funds.
- Payment trigger: Automated by BISP when attendance data from the school’s EMIS shows the child met the 70% monthly threshold for that quarter.
If payment is delayed or missing, first check the school’s attendance records to ensure the child’s attendance was correctly entered. If attendance is correctly entered but payment has not arrived, visit the BISP tehsil office with mother’s CNIC, child’s B-form, and school attendance certificate. The BISP helpline at 0800-26477 is also available for payment inquiries.
Frequently Asked Questions
What is the Student Khidmat Card 2026 amount?
The Student Khidmat Card 2026 provides quarterly stipends ranging from Rs.2,000 to Rs.4,500 per child depending on class level. Primary school children (Class 1–5) receive Rs.2,000 per quarter, middle school students (Class 6–8) receive Rs.2,500, matric students (Class 9–10) get Rs.3,500, and intermediate students (Class 11–12) receive Rs.4,500 per quarter. Annual totals range from Rs.8,000 to Rs.18,000 per child. The 70% monthly attendance condition must be maintained for each quarter’s payment to be released.
Who qualifies for Student Khidmat Card 2026?
Children between 5 and 17 years old whose mother is an active BISP Kafalat beneficiary qualify for the Student Khidmat Card 2026. The child must be enrolled in a recognized government school and maintain at least 70% monthly attendance. The child must have a valid NADRA B-form. Families not currently registered in BISP can apply for NSER survey registration at their nearest BISP tehsil office. Private school students are not eligible — only government school enrollment qualifies for this program.
How do I check my Student Khidmat Card 2026 eligibility?
To check Student Khidmat Card 2026 eligibility, first verify the mother’s BISP Kafalat status by sending her CNIC number to 8171 via SMS. If she is an active Kafalat beneficiary, her school-going children aged 5–17 enrolled in government schools are eligible for enrollment in the Taleemi Wazaif program. You can also visit bisp.gov.pk and use the beneficiary check portal with the mother’s CNIC. For detailed eligibility assessment including NSER poverty score information, visit your nearest BISP tehsil office.
Can a child in a private school get the Student Khidmat Card 2026?
No. The Student Khidmat Card 2026 is only available for children enrolled in government-registered schools. The BISP tracks attendance through the government school EMIS (Education Management Information System), which does not cover private institutions. Families who wish to benefit from this program must ensure their children are enrolled in a recognized government school. If a child transfers from a private school to a government school and is from a BISP Kafalat household, they can be enrolled in the Taleemi Wazaif program after enrollment in the government school is completed.
What happens if my child’s attendance drops below 70% for the Student Khidmat Card 2026?
If a child’s monthly attendance falls below 70% in any given month, the quarterly payment for that child is withheld for that quarter. BISP applies this condition at the monthly level — it is not an average across the quarter. Missing too many school days in a single month triggers payment suspension. If attendance improves in the following quarter and meets the 70% threshold, payments resume for that child. Students who miss school due to illness should ensure the school marks their absence with a medical certificate to avoid attendance-related payment issues.
How long does Student Khidmat Card 2026 registration take?
The Student Khidmat Card 2026 registration process typically takes 4–8 weeks from application submission to first payment. This includes BISP verification of the child’s B-form details against NADRA records, cross-checking school enrollment against the EMIS database, poverty score verification, and system onboarding. The Waseela-e-Taleem App registration is slightly faster than in-person tehsil office registration. Once the child is successfully enrolled in the system, quarterly payments are automatic — no re-application is needed each quarter.
Is the Student Khidmat Card 2026 available in all provinces?
Yes. The Student Khidmat Card 2026 program — operating under the Benazir Taleemi Wazaif initiative — is a federal program available to eligible BISP Kafalat beneficiaries across all four provinces of Pakistan (Punjab, Sindh, KPK, Balochistan), as well as Azad Kashmir and Gilgit-Baltistan. BISP maintains tehsil-level offices nationwide for registration and payment support. Families in remote rural areas can also access the program through BISP’s mobile registration camps periodically set up in tehsil-level areas.
What is the BISP helpline for Student Khidmat Card 2026 queries?
The official BISP helpline for Student Khidmat Card 2026 queries is 0800-26477 — a toll-free number accessible from all mobile networks and landlines across Pakistan. The helpline operates during government working hours (Monday to Friday, 9:00 AM to 5:00 PM). For payment delays, registration issues, or attendance-related problems, call this number with your mother’s CNIC ready. You can also visit bisp.gov.pk for online complaint submission, or visit your nearest BISP tehsil office for in-person assistance with any Student Khidmat Card 2026 issues.
Conclusion
The Student Khidmat Card 2026 provides Rs.2,000–4,500 per child per quarter to school-going children of active BISP Kafalat beneficiary mothers — totalling up to Rs.18,000 annually per child for intermediate-level students. Registration is through the Waseela-e-Taleem App or nearest BISP tehsil office. The 70% monthly attendance condition is mandatory for every quarterly payment. Payments go directly to the mother’s BISP account — no middlemen. Bookmark this page for 2026 Student Khidmat Card updates. Students at university level from low-income families should explore the IUB Ehsaas scholarship 2026 and HEC need based scholarship 2026 for higher education support.